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The Zombie Phenomenon Examined

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March 27, 2024, 12:55:24 pm Mark says: Shocked Shocked Shocked Shocked  When Hamas spokesman Abu Ubaida began a speech marking the 100th day of the war in Gaza, one confounding yet eye-opening proclamation escaped the headlines. Listing the motives for the Palestinian militant group's Oct. 7 massacre in Israel, he accused Jews of "bringing red cows" to the Holy Land.
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January 29, 2018, 01:21:57 am Christian40 says: It will be interesting to see what happens this year Israel being 70 years as a modern nation may 14 2018
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October 16, 2017, 03:28:18 am Christian40 says: anyone else thinking that time is accelerating now? it seems im doing days in shorter time now is time being affected in some way?
September 24, 2017, 10:45:16 pm Psalm 51:17 says: The specific rule pertaining to the national anthem is found on pages A62-63 of the league rulebook. It states: “The National Anthem must be played prior to every NFL game, and all players must be on the sideline for the National Anthem. “During the National Anthem, players on the field and bench area should stand at attention, face the flag, hold helmets in their left hand, and refrain from talking. The home team should ensure that the American flag is in good condition. It should be pointed out to players and coaches that we continue to be judged by the public in this area of respect for the flag and our country. Failure to be on the field by the start of the National Anthem may result in discipline, such as fines, suspensions, and/or the forfeiture of draft choice(s) for violations of the above, including first offenses.”
September 20, 2017, 04:32:32 am Christian40 says: "The most popular Hepatitis B vaccine is nothing short of a witch’s brew including aluminum, formaldehyde, yeast, amino acids, and soy. Aluminum is a known neurotoxin that destroys cellular metabolism and function. Hundreds of studies link to the ravaging effects of aluminum. The other proteins and formaldehyde serve to activate the immune system and open up the blood-brain barrier. This is NOT a good thing."
http://www.naturalnews.com/2017-08-11-new-fda-approved-hepatitis-b-vaccine-found-to-increase-heart-attack-risk-by-700.html
September 19, 2017, 03:59:21 am Christian40 says: bbc international did a video about there street preaching they are good witnesses
September 14, 2017, 08:06:04 am Psalm 51:17 says: bro Mark Hunter on YT has some good, edifying stuff too.
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Psalm 51:17
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« on: December 10, 2012, 08:11:35 pm »


http://www.contendingfortruth.com/?p=4686

The Zombie Phenomenon Examined
 
Table of Contents:
 » Contending For Truth Flash Drive Update
 » On Halloween, US military forces trained for zombie apocalypse at counterterrorism summit
 » Last month, the Department of Homeland Security released its own webinar about zombie preparation as one FEMA official noted.
 » In May of 2011 a blog post by the U.S. Centers for Disease Control and Prevention mentioned a ”zombie apocalypse” and being prepared for it.
 » Zombie Neuroscientist Explains the Ant-Like Behavior of World War Z’s Running Dead
 » Listener Comment on World War Z movie
 » Zombie Research Society Information
 » Fears Of Zombie Apocalypse Pushes Record Gun Sales In The U.S.
 » Zombie Craze Advertisement–From Optics Planet
 » Scott Johnson’s Previous Studies Where the Zombie Phenomenon is Discussed

Audio: http://www.contendingfortruth.com/wp-content/uploads/341-12-9-12-DS300010_A-C1.mp3

PDF: http://www.contendingfortruth.com/wp-content/uploads/Zombie-Phenomenon-Examined.pdf
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« Reply #1 on: December 12, 2012, 02:16:20 pm »

Yep, it's prophecized in scriptire, in particular in the book of Joel...

Joel 2:1  Blow ye the trumpet in Zion, and sound an alarm in my holy mountain: let all the inhabitants of the land tremble: for the day of the LORD cometh, for it is nigh at hand;
Joe 2:2  A day of darkness and of gloominess, a day of clouds and of thick darkness, as the morning spread upon the mountains: a great people and a strong; there hath not been ever the like, neither shall be any more after it, even to the years of many generations.
Joe 2:3  A fire devoureth before them; and behind them a flame burneth: the land is as the garden of Eden before them, and behind them a desolate wilderness; yea, and nothing shall escape them.
Joe 2:4  The appearance of them is as the appearance of horses; and as horsemen, so shall they run.
Joe 2:5  Like the noise of chariots on the tops of mountains shall they leap, like the noise of a flame of fire that devoureth the stubble, as a strong people set in battle array.
Joe 2:6  Before their face the people shall be much pained: all faces shall gather blackness.
Joe 2:7  They shall run like mighty men; they shall climb the wall like men of war; and they shall march every one on his ways, and they shall not break their ranks:
Joe 2:8  Neither shall one thrust another; they shall walk every one in his path: and when they fall upon the sword, they shall not be wounded.
Joe 2:9  They shall run to and fro in the city; they shall run upon the wall, they shall climb up upon the houses; they shall enter in at the windows like a thief.
Joe 2:10  The earth shall quake before them; the heavens shall tremble: the sun and the moon shall be dark, and the stars shall withdraw their shining:
Joe 2:11  And the LORD shall utter his voice before his army: for his camp is very great: for he is strong that executeth his word: for the day of the LORD is great and very terrible; and who can abide it?


« Last Edit: December 12, 2012, 02:19:12 pm by BornAgain2 » Report Spam   Logged
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« Reply #2 on: December 13, 2012, 10:45:10 pm »

http://news.yahoo.com/cern-students-scientist-fiction-zombie-film-210445487.html

CERN students make "scientist fiction" zombie film
By Robert Evans | Reuters – Wed, Dec 12, 2012

GENEVA (Reuters) - Murderous zombies are stalking the dark underground passageways of the renowned CERN physics centre near Geneva, hunting young scientists who have survived a devastating failure in its world-famous particle collider.
 
Gaunt men with peeling faces and stony-eyed women dripping blood from their mouths leer around corners and loom from behind wrecked equipment, impervious to the bullets from a gun wielded by one of their would-be victims.
 
And it is all happening right at the heart of the multi-billion dollar complex where, last July, physicists announced the discovery of what they think is the particle -- the Higgs boson -- which made life and the universe possible.
 
Well, happening at least on the Internet (http://www.decayfilm.com/). Scientists at the centre on Wednesday said they were pursuing their efforts to reveal the great mysteries of the cosmos and had not noticed anything unusual.
 
"But that does explain why my neighbour shouted: 'Watch for the Zombies,' when I left for work this morning," said one puzzled physicist who is part of one of the two large teams which jointly tracked down the Higgs.
 
The gory action comes in an 80-minute horror film, "Decay", shot in 2010 around open areas of the sprawling CERN complex at weekends by budding young scientists from Britain and the United States, without formal management approval.
 
"They asked for CERN's endorsement once the whole thing was in the can," said spokesman James Gillies. "Clearly we can't endorse such a thing, but nor were we going to stop it. After all, it's just students doing the kind of thing students do."
 
The movie burst onto the World Wide Web, itself invented at CERN 20 years ago. A notice on its site and a press release from the makers, H2ZZ Productions, declares: "This film has not been authorised or endorsed by CERN."
 
FLESH-EATERS
 
The cinematic mayhem follows a disaster in the Large Hadron Collider (LHC), releasing the Higgs and its associated particle field which turn dozens of the technicians working around the subterranean complex into "living dead" flesh-eaters.
 
A group of scientists is isolated in the control room -- which the filmmakers move underground from its actual location on the surface -- and as they try to break out to safety they are picked off one by one by their zombie colleagues.
 
"It's a bit of fun in the best tradition of B-series Zombie movies," said a CERN researcher who followed the project. "It's well done, but I can't say the acting is Oscar quality."
 
"They wanted to make the film as unbelievable as possible, and the scientific 'facts' cited in it are laughable, so no-one could take it seriously."
 
The producers are at pains to underline that in making their technicolour epic they had no access to the actual 27-km (17-mile) circular tunnel where the LHC and the giant particle detectors and magnets are housed.
 
The writer and director of the film was Luke Thompson, who apart from his studies at CERN is a physicist and doctoral student at Britain's Manchester University, where the film had an early showing at the end of last month.
 
Co-producer and director of photography was Burton de Wilde, who holds a physics doctorate from Stony Brook University in the United States. The actors came from among CERN's several hundred doctoral or summer students.
 
The company set up to market the film says it has showings scheduled for several places in Britain, the United States and Europe.
 
"It might just turn out to be one of those off-the-wall successes," the CERN researcher said.
 
(Reported by Robert Evans, editing by Paul Casciato)
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« Reply #3 on: December 18, 2012, 08:12:47 pm »

From Scott's email list...

From: SR
 Sent: Tuesday, December 11, 2012 1:31 PM
 To: Scott Johnson
 Subject: zombies-Resurrection blasphemy
 
 Dr. Johnson,
 Thanks for the teaching! I've been wondering about the huge zombie push as well. You should also know that 'The Walking Dead' a show that's been hailed as 'the most watched tv show in history' used an episode and the 'zombie apocalypse' to try and discredit the Resurrection of Christ! They have a 'Christian' character on the show who makes a statement that goes something like this:
  “You’re a man of God! Have some faith!” – Rick
 “I can’t profess to understand God’s plan. Christ promised a resurrection of the dead, I just thought he had something a little different in mind.” – Hershel
 That was a conversation between a non-believer (Rick) and the supposed 'Christian' (Hershel) It's probably one of the most blasphemous thing I've ever heard! It seems like the whole zombie movement is a straight attack on the Resurrection of Christ. To make us believe there isn't anything after this life for us, and to twist and discredit Christ's promise for the Resurrection. Satan always wants to copy cat and blaspheme the glory of our Lord, so this Satanic resurrection of the dead seems to perfectly fit to me.
 God Bless!
 SR
 Comment: Yes your right, born again Christians are portrayed as brain-dead idiots in virtually any Hollywood production.
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« Reply #4 on: December 19, 2012, 08:03:32 am »

Discovery's Zombie Apocalypse Plays What-If With End Times

Let’s get one thing straight right away: Zombies aren’t real. The government knows it, the police know it and even so-called “zombie preppers,” the subject of Discovery Channel’s new special “Zombie Apocalypse,” premiering Tuesday night, know it. But that doesn’t mean they aren’t all taking steps to prepare for the onslaught anyway. “Something is coming down the road,” says Shawn Beatty, a Missouri high school teacher and zombie prepper who appears in the special, stockpiling supplies and weapons. “I don’t think the Earth is supposed to have 12 billion people on it. Preparing for the zombie apocalypse is really preparing for almost everything. Earthquake. Flood. Zombie apocalypse.” The current population is actually around 7 billion, but Beatty’s precautions would seem justified based on a glance at the media.

more: http://www.latimes.com/entertainment/tv/showtracker/la-et-st-discovery-zombie-apocalypse-20121218,0,5239025.story
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Psalm 51:17
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« Reply #5 on: December 20, 2012, 10:48:25 pm »

I'm not trying to belittle or anything the youth of America in our present day, but in our current day and age we're living in, there are quite a bit of "goodies" being thrown in the market...technology stuff(ie-iPhones, more upgraded PCs, etc), 24/7 cable tv with all your favorites, fast-food joints at every street corner, DVDs and CDs of every kind of movie genre/rock n roll band, mega-malls, mega-movie theaters with loud seducing sounds and screens, slew of more wicked and perverted bibles tickling ears, the list goes on.

When I was in church the other day in the eating room(one of the Sunday schools was throwing an end of the year party after the service), I noticed a young girl that was heavily immersed in her iPhone texting. And NOT ONCE did she lift up her eyes from her iPhone - whether she was at the table eating, or getting up to get more servings, or going to the kitchen, or going to the bathroom, etc, somehow she just kept her eyes glued to her iPhone 100% of the time. At one time I asked her if the floor was slippery(b/c she kept sliding on it), and she gave me a dazed look like "What did you just say?" as well as one of those annoying "Why did you just interrupt me?" looks. Yeah, I know sometimes even we ourselves can get pre-occupied and not pay attention to what people say, but the question I asked her was a simple one which anyone could pick up right away.

Pt being that when I was a young boy in the 80's, if I, or any of my friends, classmates, etc had this attitude/behavior around others like this, our parents would really wack us, ground us, etc. At the very least, we would get a LONG scolding from our parents. And this girl didn't look like she had any kind of mental illness or anything at all, but pretty normal looking. I was very surprised her mother looked like everything was fine.

It just seems like anti-social behavior is running common among the average youth. 20-30 years ago, parents then(including mine) would take this very seriously, even the most littlest of details. Not that I endorse public schools, but at least teachers back in my day had a decent backbone to discipline students over not paying attention in class. Now? Either they just ignore it, or even worse send them to a psychiatrist where they'll get these psychiatric "drugs" fed to them. And less not forget that popular hit tv show "Seinfeld", which ran throughout the 90's, and made lots of rotten anti-social behavior look comical. Not that I'm saying this show alone is to blame, but you have the youth of today accepting anti-social behavior as common while their previous generation was getting conditioned by it from entertainment.

Anyhow - really can't say what a "zombie" is, per se, but just from what I've observed with today's youth, and everything they're being exposed to nowdays, it's as if they're conditioned to desire all of this earthly stuff(that didn't exist back in my days and before that) that isn't edifying one iota, and they're also being taught to embrace certain types of evil(ie-pharmaceutical drugs, Aspertame/MSG in foods) that have really exploded in the market.

Ultimately, when things really start to go down, and all of this "stuff" and "goodies" start getting taken away...if they(or anyone else) get annoyed b/c someone happens to interrupt their texting conversation for even a few seconds, just imagine what they would do if a catastrophic event happens and resources become limited(false flag nuke, massive earthquake, etc).

2Timothy 3:1  This know also, that in the last days perilous times shall come.
2Ti 3:2  For men shall be lovers of their own selves, covetous, boasters, proud, blasphemers, disobedient to parents, unthankful, unholy,
2Ti 3:3  Without natural affection, trucebreakers, false accusers, incontinent, fierce, despisers of those that are good,
2Ti 3:4  Traitors, heady, highminded, lovers of pleasures more than lovers of God;
2Ti 3:5  Having a form of godliness, but denying the power thereof: from such turn away.

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« Reply #6 on: January 10, 2013, 12:21:40 pm »

http://www.reuters.com/article/2013/01/10/us-usa-foreclosures-zombies-idUSBRE9090G920130110

1/10/13

Special Report: The latest foreclosure horror: the zombie title

(Reuters) - Joseph Keller doesn't expect he'll live to see the end of 2013. He blames the house at 190 Avondale Avenue.

Five years ago, Keller, 10 months behind on his mortgage payments, received notice of a foreclosure judgment from JP Morgan Chase. In a few weeks, the bank said, his three-story house with gray vinyl siding in Columbus, Ohio, would be put up for auction at a sheriff's sale.

The 58-year-old former social worker and his wife, Jennifer, packed up their home of 13 years and moved in with their daughter. Joseph thought he would never have anything to do with the house again. And for about a year, he didn't.

Then it started to stalk him.

First, in 2010, the county sued Keller because the house, already picked clean by scavengers, was in a shambles, its hanging gutters and collapsed garage in violation of local housing code. Then the tax collector started sending Keller notices about mounting back taxes, sewer fees and bills for weed and waste removal. And last year, Chase's debt collector began pressing Keller to pay his mortgage, which had swollen, with penalties and fees, from $62,100.27 to $84,194.69.

The worst news came last January, when the Social Security Administration rejected Keller's application for disability benefits; the "asset" on Avondale Avenue rendered him ineligible. Keller's medical problems include advanced liver disease, hepatitis C and inactive tuberculosis. Without disability coverage, he can't get the liver transplant he needs to stay alive
.

"I can't make it end," says Keller. "This house, I can't get out."

Keller continues to bear responsibility for the house because on December 23, 2008 - about two months after he received Chase's notice of sale - the bank filed to dismiss the foreclosure judgment and the order of sale. Chase said it sent Keller a copy of its court filing on December 9, 2008. Keller says he never received any notification. Either way, his name remained on the property title.

WITH IMPUNITY

The Kellers are caught up in a little-known horror of the U.S. housing bust: the zombie title. Six years in, thousands of homeowners are finding themselves legally liable for houses they didn't know they still owned after banks decided it wasn't worth their while to complete foreclosures on them. With impunity, banks have been walking away from foreclosures much the way some homeowners walked away from their mortgages when the housing market first crashed.

"The banks are just deciding not to foreclose, even though the homeowners never caught up with their payments," says Daren Blomquist, vice president at RealtyTrac, a real-estate information company in Irvine, California.

Since 2006, 10 million homes have fallen into foreclosure, according to RealtyTrac, a number that in earlier, more stable times would have taken nearly two decades to reach. Of those foreclosures, more than 2 million have never come out. Some may be occupied by owners who have been living gratis. Others have been caught up in what is now known as the robo-signing scandal, when banks spun out reams of fraudulent documents to foreclose quickly on as many homeowners as they could.

And then there are cases like the Kellers, in which homeowners moved out after receiving notice of a foreclosure sale, thinking they were leaving the house in bank hands. No national databases track zombie titles. But dozens of housing court judges, code enforcement officials, lawyers and other professionals involved in foreclosures across the country tell Reuters that these titles number in the many thousands, and that the problem is worsening.

"There are thousands of foreclosures in limbo, just hanging out there, just sitting, with nothing being done," says Cleveland Housing Court Judge Raymond Pianka, whose pending court cases tied to derelict properties have doubled in the past two years, to 1,000. He says the surge is due largely to homes vacated by people who fled before an imminent foreclosure sale, only to learn later that they remain legally responsible for their house.

When people move out after receiving a notice of a planned foreclosure sale and the bank then cancels, municipalities are left to deal with the mess. Some spend public funds on securing, cleaning and stabilizing houses that generate no tax revenue. Others let the houses rot. In at least three states in recent months, houses abandoned by owners and banks alike have exploded because the gas was never shut off.

THREAT OF JAIL

Unsuspecting homeowners have had their wages garnished, their credit destroyed and their tax refunds seized. They've opened their mail to find bills for back taxes, graffiti-scrubbing services, demolition crews, trash removal, gutter repair, exterior cleaning and lawn clipping. At their front doors they've encountered bailiffs brandishing summonses to appear in court.

In some cities, people with zombie titles can be sentenced to probation - with the threat of jail if they don't bring their houses into compliance.

"These people have become like indentured serfs, with all of the responsibilities for the properties but none of the rights," says retired Cleveland-Marshall College of Law Professor Kermit Lind.

Banks used to almost always follow through with foreclosures, either repossessing a house outright — known in industry parlance as REO, for real estate owned — or putting it up for auction at a sheriff's sale. The bank sent a letter notifying the homeowner of an impending foreclosure sale, the homeowner moved out, the house was sold, and the bank applied the proceeds toward the unpaid portion of the original mortgage.

That has changed since the housing crash. Financial institutions have realized that following through on sales of decaying houses in markets swamped with foreclosures may not yield anything close to what is owed on them.

By walking away, banks can at least reap the insurance, tax and accounting benefits from documenting the loss — without having to take on any of the costs and responsibilities of ownership, according to a 2010 Federal Reserve paper. A walk-away also enables them to "sell the unpaid debt to debt collectors, sometimes noting to the court that the loan has been charged off," according to a Case Western Reserve University study released in 2011.

No regulations require that banks let homeowners know when they change their minds about a foreclosure. So they rarely do, according to housing court judges, homeowners' lawyers and academics who study foreclosure problems. "The banks do not answer inquiries, they do not answer phone calls, they do not answer letters," says Judge Patrick Carney of the Buffalo, New York, Housing Court. His zombie-title caseload has swollen in the past few years to well into the hundreds. "The whole situation is surreal," he says.

CLEAN UP OR ELSE

Marlon Sheafe, a 55-year-old who drove trucks for Sara Lee Corp for 25 years, was sentenced to probation in May. The citation from the Cleveland Housing Court says that if he doesn't fix the problems with the investment property he bought in 2005, the grandfather of three, who suffers from advanced cancer, will go to jail in May 2014.

Ocwen Financial Corp, the servicer of Sheafe's mortgage, foreclosed on the house in 2008, when Sheafe was hospitalized with congestive heart failure and later lost his job, forcing him into default. That was the last he heard about the house until a year and a half ago, when he received a summons to appear in Cleveland Housing Court for code infractions on the property: cracked steps, shredded siding, weeds as tall as the doors. There was also a $300 lawn-mowing bill.

A few weeks later, Sheafe appeared at the drab, brown-paneled chambers of the Cleveland Housing Court, packed, as it is every Tuesday and Thursday lately, with other people in his situation. Sheafe expected his appearance that day would clear up what he thought was a big mistake. Instead he left with the order to get the house up to code.

Sheafe started visiting the tall, crooked house every week. Looters had stripped the place bare. The "dope boys" had left their sneakers on the porch and their empty cans of sausages strewn around inside. Sheafe repaired the steps and spray-painted patches of the exterior where the vinyl siding had been ripped off. He returned every week to check on the house and mow the lawn.

While Sheafe worked on the house, Judge Pianka worked on the mortgage servicer, subpoenaing Ocwen to appear in court. In February, Ocwen released its lien on the house, which Sheafe hoped would enable him to donate it to the local land bank - one of many set up by local governments in recent years to manage abandoned properties.

But Sheafe still can't shake free of the house. The county sold his tax lien to a debt collector, which is now suing Sheafe for foreclosure. He also faces $4,185 for code violations, $185 for court costs and up to $10,000 if the city is forced to tear down the house.

"There's no end to this," Sheafe says. "I can't win."

Asked to comment, Ocwen issued a statement saying: "It is Ocwen's policy not to disclose details about specific customers. In this case, Ocwen has attempted to work with the borrower over a four-year period. Ocwen offered to settle the account with the borrower but never received a response to the offer."

Sheafe says he couldn't afford the amount Ocwen proposed in its settlement offer.

The Consumer Financial Protection Bureau, the federal agency established in the wake of the financial crisis to guard against predatory lending and other abuses, declined to comment for this article.

Joe Smith is the monitor of the National Mortgage Settlement, the agreement struck a year ago between major banks and state attorneys general to, in part, address foreclosure abuses. In a statement responding to a request for comment, he said: "To my knowledge, the servicers' behavior in the situation... is not covered by any standards in the Settlement." He added: "However, it does sound like there are problems with this type of treatment. I recommend the borrowers contact their state's attorney general and remember that the Settlement does not preclude borrowers from taking their own legal action."

Patrick Madigan, Iowa's assistant attorney general, was instrumental in crafting the National Mortgage Settlement. He said that he thought the consent decree would attempt to address the issue of foreclosure limbo, but that in the end, the language in the order was ambiguous. "It's a very difficult situation," Madigan said.

NO RESPONSIBILITY

Banks say that because they are not the legal owners of these homes, they aren't required to maintain them, pay taxes on them, or take any legal responsibility for them. Homeowners legally own their properties until the day of sale. And it's not until that day, the banks point out, that a homeowner's name vanishes from the title.

David Volker found that out the hard way. When the housing market crashed, so did Volker's contractor business, and he was unable to keep up with payments on his barn-like two-story house in Buffalo, New York. His mortgage servicer, HSBC, foreclosed on the home in 2009. A few months later, while he was staying with his girlfriend, he stopped by the house to find an HSBC padlock on the doorknob and bank stickers plastered across the door.

Shattered glass covered his front steps. When he crawled through a broken window, he found the place trashed - by whom, he doesn't know. Even the toilets were gone. Hearing nothing more from the bank, he figured the house was no longer his.

The place continued to decay. Gutters tore loose from the eaves. The yard turned into a dump for balding tires. Volker's neighbors started complaining to the Buffalo Housing Court, which eventually tracked down Volker at the rental where the 49-year-old was living and ordered him to appear in court. That's when Judge Carney told him that he was still the owner.

"I was stunned," Volker says. "I never for a moment thought I still owned this house."

Volker worked with a realtor to try to get HSBC to take several short-sale offers - deals under which the bank would allow Volker to sell the house for less than the amount owed on it - but he says HSBC turned them down. Since then, he's been asking the bank to agree to a deed in lieu, whereby he would give the house back to the bank. So far, he hasn't been able to make that happen. He has $1,000 in water and trash bills and faces up to $30,000 in demolition fees if the city decides his house is a safety hazard and must be torn down.

HSBC declined to comment on Volker's case, citing privacy concerns. In a statement, the bank said it "has a strong commitment to home preservation and regards foreclosure as a last resort, only after alternatives have been exhausted and the borrower is seriously delinquent."

Cases against zombie-title holders are rising due to everything from sewer bills to tilting chimneys, and they are clogging the courts. In Milwaukee, Wisconsin, about 900 cases in the foreclosure process involve zombie titles. In South Bend, Indiana, the number is 1,275, up from 600 in 2006. In Memphis, Tennessee, cases have doubled in the past two years to 1,500.

In Cleveland, 15 percent of foreclosures between 2005 and 2009 stalled out in foreclosure limbo, more than a third of them involving homeowners who had fled foreclosure notices, according to the Case Western Reserve study.

STATE ACTION

State tax authorities are getting into the game, too. When IndyMac foreclosed on Richard Chavarry's house in Victorville, California, in 2008, he had already relocated to Los Angeles to escape the 80-mile commute to his job. The renters he had initially relied on to help him keep up payments on the Victorville house were long gone, too. But he had no idea that IndyMac canceled the sale in October 2009. "They never notified me," Chavarry said.

Nearly two years passed before Chavarry started getting citations in the mail for code violations from the city of Victorville. In February, the California Tax Board seized his $631 tax refund to pay the city back for the costs of scrubbing graffiti, removing tumbleweeds and boarding up the windows of Chavarry's house.

In March, Chavarry filed a deed in lieu to try to get IndyMac, now owned by OneWest Bank, to take back the house. The bank rejected it. Chavarry still owes the county $5,731 in back taxes and fees for housing-code violations.

IndyMac declined to comment.

Once a bank walks away from a foreclosure, the real rot begins. Living rooms turn into meth labs. Falling shingles menace passers-by. Squatters' cooking fires turn into infernos. The latest iteration of the trend: gas explosions.

Electric companies usually shut off the juice when homeowners tell the utility they are moving. But natural-gas companies usually don't. In recent months, abandoned homes have exploded in Chicago, Cleveland and Bridgeport, Connecticut. In all cases, foreclosed homeowners had moved out. With no one home to smell the gas, it went undetected - until the houses blew.

"We are seeing more and more close calls," says Mark McDonald, a former natural gas public safety worker who now runs the New England Gas Workers Association. "These houses are a formula for disaster."

Cities are struggling to find ways to cope with growing numbers of blighted properties. Miami, Detroit and Las Vegas have created registries intended to force banks to take more responsibility for vacant houses.

The Mortgage Bankers Association has opposed these measures. Placing "unreasonable" and "onerous" requests upon servicers will only hurt the already ailing mortgage-lending business, the association says on its website.

The association did not respond to repeated requests for comment.

Registry advocates say the banking industry's opposition has helped water down some of those actions, such as a recently enacted Georgia law that requires banks to register vacant properties only after a foreclosure has been completed.

A vacant-property ordinance in Los Angeles requires banks to register a house as soon as they file a default notice. Failure to do so could result in a $1,000-a-day fee. However, "it's not being enforced," says Los Angeles Assistant City Attorney Tina Hess. "Part of the problem in L.A. is the building and safety departments have been cut so severely they don't have the inspection staff to monitor these properties."

"TO HELL AND BACK"

In Columbus, Ohio, Joseph Keller recently paid a visit to the empty house on Avondale Avenue. In the living room, the floor was littered with dirty diapers, pill bottles, condoms, sooty mattresses and soda cans. In the kitchen, squatters had hung pink curtains.

"They tore it to hell and back," Keller said, kicking at a dirty mattress. "We never would have left the home if we weren't told to get out."

The Kellers live in their daughter's dining room, where their queen-size bed leaves little room to maneuver. Joseph can't sit, stand or sleep for more than 15 minutes at a time. He can't take pain medication because of his diseased liver. Every few months, he makes a trip to the emergency room, where doctors drain his abdomen of excess fluid.

Last May, Chase's debt collector, Professional Recovery Services, sent Keller a letter: "At this time," it said, "we are able to offer you a settlement of $25,258.41 on this account to be paid within 15 days." He lacks that kind of money, as well as the $11,759.08 he owes to the county in back taxes.

Professional Recovery Services declined to comment.

At a hearing in early December, a Social Security administrative judge told the Kellers that he would review their appeal of the original denial of benefits, a process that he said could take two months. Joseph Keller responded that he might not be around that long. Earlier this month, the judge sent the case back to the local office after it determined that the house was virtually worthless. Keller still has no benefits.

A Social Security Administration spokesperson declined to comment on the case.

"He's dying," says Keller's daughter, Barbara. "He needs his name off this house."

(Editing by John Blanton)
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« Reply #7 on: January 11, 2013, 02:32:12 am »

It's just mind-boggling to see how the mortgage servicers are acting on foreclosures. I knew it would get like this, especially after they cut a deal with the government to walk away from any responsibility.

What gets me is how they will sell the debt, which in my mind is the same as them saying they aren't interested in collecting any more, so the debt should be wiped clean, not sold some company the homeowners never had a deal with. And truth be told, if the homeowners were able to challenge the servicers, they'd find the mortgage servicers don't even own the house legally, so they have no rights to foreclose. The problem is that when notes are sold in bulk by banks, they aren't selling title and note, just note, which is not legal, and the courts have rules as such. All those type deals the foreclosure claims are bogus because the lender never legally owned the note in the first place. They got the mortgage paper, but never got title transferred with the note. If those two aren't transferred together, the ownership remains with the homeowner. Many homeowners are getting taken outright by banks over this by foreclosing on homes they don't own.

One of the biggest scams in US history in my mind. And again, bankers are behind it all.

And as evidenced by the article, local governments are not helping at all. They too are slamming homeowners with excessive fees and an unwillingness to work with homeowners. I think in part it's because those that aren't having problems don't want the "riffraff" in their neighborhoods, so they think this way they can drive out the people who can't pay to make room for people who can. Many times I've heard people comment about people in foreclosure claiming they were ripped off, that they are just deadbeats not wanting to pay up. I think that's banker propaganda. Truth is, these deals are a rip off, a HUGE rip off. The numbers of these notes don't lie. It's right there in black and white.

How many of these people though over-extended themselves financially? Most of them I'd say. It's that lust for carnal things. To keep up with the Jones family. Who needs a home valued at $300,000, when it takes both to pay for it? Not to mention the car payments and credit cards, and who knows what else they are in debt for. No wonder they crash and burn financially when one of them loses a job.

People's greed is the same reason the bankers are ripping people off. All are guilty of greed. And the people will lose seeing who runs the world and it's bankers.

Don't think so? Consider all those homes that the mortgage servicer has walked away and cancelled/withdrawn foreclosure, and the homeowner still ends up without a home. It's all about the numbers on paper. Banks can re-negotiate loans any time they want. There is nothing that stops them but policy. They will get their money, one way or another, be it payments on the note, selling the note and writing it off, etc.

It's the homeowners that are getting the short end because banks instead are playing hardball, and so are city governments, so where do homeowners turn? There is no place to turn legally accept to hire a lawyer and try to fight it out in court, which most homeowners cannot afford and the banks know it. And really, what do banks care? There is zero incentive to work with homeowners, and banks are all about compensation, rather return on investments, but the truth is, if banks wanted to, they could re-write any loan so that the homeowner wouldn't have to move, and the bank would still be getting some form of payment on the note (which was originally severely inflated anyway). That would also allow the home to be freed up for sale. But instead, banks are running people out of their homes, putting a lock on the doors, and walking away, letting the property sit and rot to the ground.

The whole situation is coming to a head because it just can't continue this way. The system isn't designed to work like this, and it's on the verge of collapse it seems.

"where your treasure is..."
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« Reply #8 on: January 11, 2013, 08:55:58 am »

Whatever happened to the year of jubilee, mandated in the OT?
Doesn’t the Bible also forbid usury?
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« Reply #9 on: January 11, 2013, 03:39:22 pm »

That's Judaic law. Doesn't apply to Christians in that sense. Our "jubilee" is spiritual. And yes, usury is covered in the law, and in the gospel, it's "owe no man anything...".
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« Reply #10 on: January 11, 2013, 04:02:56 pm »

Mat 22:34  But when the Pharisees had heard that he had put the Sadducees to silence, they were gathered together.
Mat 22:35  Then one of them, which was a lawyer, asked him a question, tempting him, and saying,
Mat 22:36  Master, which is the great commandment in the law?
Mat 22:37  Jesus said unto him, Thou shalt love the Lord thy God with all thy heart, and with all thy soul, and with all thy mind.
Mat 22:38  This is the first and great commandment.
Mat 22:39  And the second is like unto it, Thou shalt love thy neighbour as thyself.
Mat 22:40  On these two commandments hang all the law and the prophets.

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« Reply #11 on: February 12, 2013, 09:37:34 am »

Zombie apocalypse? TV station hacker interrupts programming to warn Montana residents

2/12/13

http://www.abc15.com/dpp/news/national/zombie-apocalypse-tv-station-hacker-interrupts-programming-to-warn-montana-residents

GREAT FALLS, MT - A Montana television station's regular programming was interrupted by news of a zombie apocalypse.

The Montana Television Network says hackers broke into the Emergency Alert System of Great Falls affiliate KRTV and its CW station Monday.

KRTV says on its website the hackers broadcast that "dead bodies are rising from their graves" in several Montana counties.

The network says there is no emergency and its engineers are investigating.

A call to KRTV was referred to a Montana Television Network executive in Bozeman. Jon Saunders didn't immediately return a call for comment.

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« Reply #12 on: February 14, 2013, 03:13:20 pm »

http://news.yahoo.com/blogs/trending-now/canadian-parliament-debates-preparations-zombie-apocalypse-194014664.html

Canadian Parliament Debates Preparations for Zombie Apocalypse

2/14/13

Video link inside

It's Valentine's Day, and what better way to celebrate all the love than talking about the zombie apocalypse, right? Oh? That's not your idea of a lovey-dovey conversation? Apparently the zombie apocalypse is a hot-button issue, though. So contentious, in fact, that it became the topic of debate during a Canadian Parliament meeting on Wednesday.
 
At Wednesday's House of Commons meeting, Winnipeg Parliament member Pat Martin asked Foreign Affairs Minister John Baird about zombie apocalypse preparations. What followed was a debate that has created YouTube viral gold. Martin asks for the government to put in place measures for dealing with an invasion of zombies. Martin says, "I don't need to tell you, Mr. Speaker, that zombies don't recognize borders. Zombie invasion in the United States could easily turn into a continent-wide pandemic if it's not contained." His proclamation is of course met with laughter and disbelief by other Parliament members.
 
Martin continues, "On behalf of concerned Canadians everywhere, I want to ask the minister of foreign affairs, is he working with his American counterparts to develop an international zombie strategy so that a zombie invasion does not turn into a zombie apocalypse?" Once Martin concludes, some other members stand and applaud his speech.
 
The fun continues when Minister of Foreign Affairs John Baird stands and responds to Martin. Baird says, "Mr. Speaker, I want to assure this member and all Canadians that I am dead-i-cated to ensuring that this never happens. I want to say categorically to this member and through him to all Canadians that under the leadership of this prime minister, Canada will never become a safe haven for zombies. Ever!"
 
The video was just uploaded to YouTube on Wednesday, and people can't get enough of it. It's been viewed more than 160,000 times so far. One commenter summed it up: "This is why Canada is awesome."
 
One thing is for sure: The people of Canada can rest assured that the zombies will not catch the Canadian government off-guard, because there is a plan in place.
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« Reply #13 on: March 28, 2013, 10:58:47 pm »

No, don't endorse Easter at all, but nonetheless look at all the craziness that's really infiltrated the modern-day church now...

http://standupforthetruth.com/2013/03/zombies-in-church-this-easter/
Zombies in church this Easter

“Attractional” is once again the buzz word at many seeker-mergent churches this Easter weekend. All kinds of crazy stunts will once again be pulled to get people to come to church. We’ve seen everything from circus acts to superheroes to pirates in the past.  But instead of a beautiful Gospel message of Jesus’ death, resurrection and forgiveness, church attendees are treated to the latest and greatest movie trailers and whatever else tickles the fancy. And nothing says Easter like Zombies.

Over the last several weeks, CrossPoint Community Church has inserted the walking dead into its sermons, and this weekend promises to be epic. But is this culturally-relevant church taking coolness too far?

“We take familiar concepts and make it possible to look at them with fresh eyes,” said Frank Hart, Worship Arts and Creative Director at CrossPoint. “We want the look and feel of our message series to be provocative and attractional,” he said.

CrossPoint says it “feels it is tapping into something that is making the culture tick.”
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« Reply #14 on: May 27, 2013, 08:47:08 am »

Rev 9:6 And in those days shall men seek death, and shall not find it; and shall desire to die, and death shall flee from them.

One day, for 5 months, the ZOMBIE invasion will be very real.  Shocked
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« Reply #15 on: May 27, 2013, 08:51:20 am »

Yeah, they've been pushing zombie-related plotlines in entertainment products recently.
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« Reply #16 on: May 28, 2013, 04:06:15 am »

5 months?
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« Reply #17 on: May 28, 2013, 05:22:59 am »

5 months?

Rev 9:5 And to them it was given that they should not kill them, but that they should be tormented five months: and their torment was as the torment of a scorpion, when he striketh a man.
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« Reply #18 on: May 28, 2013, 10:28:11 am »

Never thought of that...good points! Smiley
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« Reply #19 on: May 28, 2013, 11:55:28 am »

Not the same, but I get the point.
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« Reply #20 on: May 28, 2013, 11:58:36 am »

Not the same, but I get the point.

close enough, some guy will shoot himself in the head and not die, and he will wonder the streets. no one will help him as well what do you really do in that situation, and with everything else going on in the world, the guy will curse God and get hungry. so its not to far off...
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« Reply #21 on: May 28, 2013, 12:07:46 pm »

its happened before!!!  Shocked

Ezk 5:10 Therefore the fathers shall eat the sons in the midst of thee, and the sons shall eat their fathers; and I will execute judgments in thee, and the whole remnant of thee will I scatter into all the winds.

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« Reply #22 on: May 28, 2013, 12:09:27 pm »

Uh, that's cannibalism.  Roll Eyes
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« Reply #23 on: May 28, 2013, 12:11:12 pm »

Uh, that's cannibalism.  Roll Eyes

thats what Zombies do
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« Reply #24 on: May 28, 2013, 12:14:52 pm »

But here's the problem; zombies are a lie born out of Caribbean/New Orleans mysticism which is a perversion of African pagan religions and Catholicism mixed together.

zombies are of the devil, period, so there is zero comparison!
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« Reply #25 on: May 28, 2013, 12:49:34 pm »

zombies...whatever name you want to call them, it seems like the lost world(whether they're devil worshippers or not) is embracing this word. It seems like at almost every party, some of the people attending dresses up as such, and I believe at various modern-day church activities they dress up as such.

Don't forget about the verses in Rev concerning the 7 vials of wrath.

God is not mocked...
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« Reply #26 on: May 29, 2013, 03:11:25 am »

Indeed, God is not mocked!

10  For if any man see thee which hast knowledge sit at meat in the idol's temple, shall not the conscience of him which is weak be emboldened to eat those things which are offered to idols;
11  And through thy knowledge shall the weak brother perish, for whom Christ died?
1 Corinthians 8:10,11 (KJB)
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« Reply #27 on: June 02, 2013, 09:33:59 pm »

Or how about this?

Rev 6:7  And when he had opened the fourth seal, I heard the voice of the fourth beast say, Come and see.
Rev 6:8  And I looked, and behold a pale horse: and his name that sat on him was Death, and Hell followed with him. And power was given unto them over the fourth part of the earth, to kill with sword, and with hunger, and with death, and with the beasts of the earth.


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« Reply #28 on: June 12, 2013, 05:42:51 pm »

I never understood the Zombie craze. Always seemed kind of stupid to me.
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« Reply #29 on: June 12, 2013, 06:09:33 pm »

I never understood the Zombie craze. Always seemed kind of stupid to me.

It's not just recently, but been going on for years and years, especially in the entertainment media.(although it's at its highest popularity now)

Before I got saved, I was obsessed with movies - but never had any interest in these zombie movies.
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