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News: "Search the scriptures; for in them ye think ye have eternal life: and they are they which testify of me." John 5:39 (KJB)
 
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Matthew 24:34

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March 27, 2024, 12:55:24 pm Mark says: Shocked Shocked Shocked Shocked  When Hamas spokesman Abu Ubaida began a speech marking the 100th day of the war in Gaza, one confounding yet eye-opening proclamation escaped the headlines. Listing the motives for the Palestinian militant group's Oct. 7 massacre in Israel, he accused Jews of "bringing red cows" to the Holy Land.
December 31, 2022, 10:08:58 am NilsFor1611 says: blessings
August 08, 2018, 02:38:10 am suzytr says: Hello, any good churches in the Sacto, CA area, also looking in Reno NV, thanks in advance and God Bless you Smiley
January 29, 2018, 01:21:57 am Christian40 says: It will be interesting to see what happens this year Israel being 70 years as a modern nation may 14 2018
October 17, 2017, 01:25:20 am Christian40 says: It is good to type Mark is here again!  Smiley
October 16, 2017, 03:28:18 am Christian40 says: anyone else thinking that time is accelerating now? it seems im doing days in shorter time now is time being affected in some way?
September 24, 2017, 10:45:16 pm Psalm 51:17 says: The specific rule pertaining to the national anthem is found on pages A62-63 of the league rulebook. It states: “The National Anthem must be played prior to every NFL game, and all players must be on the sideline for the National Anthem. “During the National Anthem, players on the field and bench area should stand at attention, face the flag, hold helmets in their left hand, and refrain from talking. The home team should ensure that the American flag is in good condition. It should be pointed out to players and coaches that we continue to be judged by the public in this area of respect for the flag and our country. Failure to be on the field by the start of the National Anthem may result in discipline, such as fines, suspensions, and/or the forfeiture of draft choice(s) for violations of the above, including first offenses.”
September 20, 2017, 04:32:32 am Christian40 says: "The most popular Hepatitis B vaccine is nothing short of a witch’s brew including aluminum, formaldehyde, yeast, amino acids, and soy. Aluminum is a known neurotoxin that destroys cellular metabolism and function. Hundreds of studies link to the ravaging effects of aluminum. The other proteins and formaldehyde serve to activate the immune system and open up the blood-brain barrier. This is NOT a good thing."
http://www.naturalnews.com/2017-08-11-new-fda-approved-hepatitis-b-vaccine-found-to-increase-heart-attack-risk-by-700.html
September 19, 2017, 03:59:21 am Christian40 says: bbc international did a video about there street preaching they are good witnesses
September 14, 2017, 08:06:04 am Psalm 51:17 says: bro Mark Hunter on YT has some good, edifying stuff too.
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Psalm 51:17
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« Reply #120 on: February 17, 2016, 05:08:09 pm »

http://www.msn.com/en-us/money/personalfinance/the-real-reason-many-millennials-aren%e2%80%99t-saving-for-retirement/ar-BBpBeEV?ocid=spartandhp
The real reason many millennials aren’t saving for retirement
2/16/16

Millennials are oft-maligned as a flighty, entitled generation saddled with debt and too obsessed with food and travel to worry about saving for retirement. But that doesn’t match the reality.

Young people are just as likely — or even more likely — than other generations to sock their money away. And new research points to one major reason more 20- and 30-somethings aren’t creating a nest egg, even if they might want to.

Their employer doesn’t offer a workplace retirement plan.

Just 43% of millennials without an employer-sponsored retirement plan say they’re saving money consistently, according to a poll of 800 18-to-34-year-old voters released Wednesday by Young Invincibles, or YI, a millennial advocacy group. That’s compared with roughly three-quarters of millennials with a 401(k) or other employment-sponsored retirement plan, who are consistently saving, the poll found.

In other words, a millennial’s propensity to save may have more to do with his job status than his personality. This is particularly troubling given that past YI research indicates that the bulk of 18- to 24-year-olds work in sectors like retail and hospitality that don’t typically provide benefits to their lowest level workers, said Colin Seeberger, YI’s strategic campaign adviser.

“Millennials really do want to save,” he said. “We should be doing everything in our power to empower more young workers to be able to do the saving that is going to be so important to their financial futures.”

In the report, YI highlights one possible way to help more young adults save: state-sponsored retirement plans, which a handful of states have already adopted. By way of example, Illinois’ program, which will take effect in 2017, works like employer-sponsored retirement plans -- with contributions automatically deducted from workers’ paychecks — but workers can easily take the benefit from job to job. Most state-sponsored plans don’t match contributions, a typical benefit of an employer-sponsored retirement program.

Still, these types of programs have broad-based appeal among young voters, YI found. Nearly 80% of millennial republicans, 85% of millennial independents and nearly 90% of millennial democrats said they would support a state-sponsored retirement programs.

Increasing access to higher education through initiatives like free community college could also help more millennials save for retirement, Seeberger said. Young adults with more education are more likely to have access to employer-sponsored retirement programs, the poll found.

In the meantime, millennials with federal student loans who are hoping to save more for retirement should investigate their repayment options, Seeburger said. In some cases, they may qualify for programs that allow them to pay less money per month and they could put the savings toward their nest egg.

Young people without access to an employer-sponsored retirement plan can also turn to myRA, a “starter” retirement savings program launched by the federal government last year.

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